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TylersMom999
Insurance Deductible
January 8 at 3:01 PM

Just curious how much everyones health insurance deductible is per person per calendar year.  Ours went up from $300 per person per calendar year to $500!  Insurance is definately not getting any cheaper!  

Replies

  • zoo003
    by zoo003
    January 8 at 3:17 PM
    We don't have a deductible.
  • ColieO
    by ColieO
    January 8 at 3:18 PM
    $2000 family.
  • TylersMom999
    January 8 at 3:30 PM

    How is that possible?  please explain?

    Quoting zoo003: We don't have a deductible.


  • zoo003
    by zoo003
    January 8 at 3:52 PM
    We have Kaiser Permanente (some don't like them, but we have been very happy with them). We have a copay of $10 per visit to the doctor/dentist and a $15 copay for prescriptions (until we hit the out-of-pocket limit and then everything is free). No deductible though.

    Quoting TylersMom999:

    How is that possible?  please explain?

    Quoting zoo003: We don't have a deductible.

  • Corieva
    by Corieva
    January 8 at 3:54 PM
    $1500/yr per person.
  • Oliviasmom72
    January 8 at 4:57 PM

    Mine has gone up to $1500. It was $500 3 years ago.

  • Oliviasmom72
    January 8 at 4:57 PM

    ok I am assuming you dont have medicaid?

    Quoting zoo003: We don't have a deductible.


  • AmiJanell
    January 8 at 5:24 PM

    Last year it was $1500/person with $3000 family max. 

    I changed to a lower deductible this year... thank God, because my daughter was hospitalized over the new year, and we've been in and out of clinic since!  Now it's $500/person with $1000/family.  

    Even with that... it's going to be an expensive year... both of my kids, in the last few months have been diagnosed with major health problems :(   

  • WrongWayDiva
    January 8 at 5:26 PM

    $3600 for just me.   Nothing paid until the deductible is met.  And I work for the insurance agency.   

  • zoo003
    by zoo003
    January 8 at 6:48 PM
    You would be correct.

    Quoting Oliviasmom72:

    ok I am assuming you dont have medicaid?

    Quoting zoo003: We don't have a deductible.

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