The CafeMom Newcomers Club

lilmom71
This is what my bank did to me...I think it is pretty messed up.
February 20 at 7:41 PM


02/19/2014   Insufficient Funds Fee
   

        
$105.00  

$94.68

02/19/2014   ATM Cash       $60.00       $199.68

02/19/2014   DBT Purchase       $23.40       $259.68

02/19/2014   DBT Purchase       $3.18       $283.08

02/19/2014   DBT Purchase       $9.52       $286.26

02/19/2014   DBT Purchase       $15.09       $295.78

02/19/2014   Online Transfer      $1.00  
 
$310.87

02/19/2014   Deposit      $70.00  
  
$309.87

02/18/2014   Foreign ATM or POS Fee       $3.00       $239.87

02/18/2014   Foreign ATM or POS Fee       $3.00       $242.87

02/18/2014   Preauthorized Debit       $12.00       $245.87

02/18/2014   Check      $69.00       $257.87

02/18/2014   Check       $131.00       $326.87

02/18/2014   DBT Purchase       $4.53       $457.87

02/18/2014   ATM Cash       $41.99       $462.40

02/18/2014   ATM Cash       $61.99       $504.39

02/18/2014   DBT Purchase       $3.18       $566.38

02/18/2014   Direct Deposit       
$46.71  
$569.56

02/18/2014   Deposit           $400.00   $522.85

02/14/2014   Foreign ATM or POS Fee       $3.00       $122.85

02/14/2014   Foreign ATM or POS Fee       $3.00       $125.85

02/14/2014   Foreign ATM or POS Fee       $3.00       $128.85

Replies

  • AustinsMommy007
    February 20 at 7:41 PM
    Don't spend money you don't have.. Problem solved
  • lunyuny
    by lunyuny
    February 20 at 7:42 PM

    You have a lot of little debits.

  • withsecond
    February 20 at 7:45 PM

    Why do you have the insufficient funds fee? Am I just not seeing it?

  • darcibeisheim
    February 20 at 7:45 PM

    So why did they charge you a NSF fee?

  • lilmom71
    February 20 at 7:46 PM

    Thats just it I did have the money in there the fund were on hold and it came through the same time as the check.  But thanks for being nice about it.

  • SnapIt
    by SnapIt
    February 20 at 7:47 PM
    Im lauging at the POS fee

    Im reading it as piece of shit fee
  • Cmgmqmmom
    February 20 at 7:47 PM

     Funds on hold are not available. It sucks but that's the way all banks work. I would consider "opting out" with your debit card, which declines your card if the funds aren't there.

  • RonaH
    by RonaH
    February 20 at 7:48 PM

    Im confused... Looks like all is good.

  • withsecond
    February 20 at 7:48 PM

    lol, I'm looking at it like... what am I supposed to see here because all I see is they're charging you for insufficient funds but you had the funds.

    Have you called them yet to dispute it? 

    Quoting lilmom71:

    Thats just it I did have the money in there the fund were on hold and it came through the same time as the check.  But thanks for being nice about it.


  • withsecond
    February 20 at 7:49 PM

    lol, I do the same. 

    Quoting SnapIt: Im lauging at the POS fee

    Im reading it as piece of shit fee


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