PLEASE, I am in desperate need of how to rebuild my credit score. Are there any groups within Cafemom that would be more helpful? Or is their someone within this group that can give me some wonderful advice/tips???
just Google it, you'll find a bunch of them. Typically you send them 500-1000 and that's your limit. Its not like a prepaid, because you still have to pay it monthly, you've just secured it with your cash instead of a banks.
But if its been 9 years...why not just get a regular card?
Try getting a secured card through your bank. We did and i have raised my credit score 48 points in 5 months. I know that might be weird in some peoples eyes but to me its good lol. We paid in 500 and just pay it monthly but dont max it out. I hear wells fargo is 300. Good luck!