I am sooo mad and upset right now. I did something stupid and the universe saw fit to kick my ass over it. I went to CVS for medicine at 1 am yesterday morning and left my wallet in the console of my car when I got home. Just my luck someone decided to go through my neighborhood and break into cars. My car was one of six cars. They left the wallet but took my driver's license, two credit cards, my bank card, and I THOUGHT they took checks from the book that was in the wallet. We filed a police report (which is how we know about the other cars in our neighborhood), canceled the three cards, and had an alert put on our bank account. Suntrust told us that if we could figure out which check numbers were stolen they could cancel them or block them...something like that. Well either I had another book of checks somewhere in my car OR the thieves took a deposit slip or wrote down our account and routing info because all the check numbers add up to what I have in my register.
Wellll, even with the alert on our account, someone went IN to a branch and wrote a check out to cash, as me with my license and emptied our bank account down to a zero balance this afternoon. The guy I spoke to over the phone put it through to the claims department and said they should get the money back to us tomorrow and be able to give us the name of the branch the check was written at. I am freaking out. Payday is tomorrow. I still don't have a driver's license because I was waiting on my new bank card to get here. My husband has been relatively cool about this but now says I can "clean up this mess" without him. I don't know what else to do. Can they block ALL our checks??
you have to close your checking acct and have everything rerouted to a new one. the bank manager should be able to help you set that up. whoever entered the bank branch should be on camera, so it shouldnt be hard to prove it wasnt you. good luck mama. and im sorry for your bad luck.
Well geez, no need for him to be an ass. Stuff happens. I would just go into the bank and speak with a manager, maybe they can tell you the best way to handle it. I had a situation with a roommate once and they just said the close the account and open a new one
Have you contacted the credit bureaus and put a freeze on your name yet? If not, do it ASAP. Very easy and cheap, and with this done, no one, not even you, can open a new line of credit at all unless it is the freeze is first unlocked via password.
January 30, 2013 at 10:36 PM
I would just close out the bank account you have and open a new 1 with new info on it. thats the easiest and best way to do it.