Dh and I both started college again (he's going for his masters I'm continuing to my bachelors), we bought a house this year and had a third child. We are not well off but certainly are more comfortable than others. I had no idea we'd qualify for so much with three kids, a house, and two full time students! We've never received more than 2,000 and we are getting about 6,000! Which will be used to finish paying off our last car (2,00 left!) and the rest will go in savings.