Its not rocket science. You get your tax refund and buy stupid shit you don't need. then come on here the next month bitching that your lights are getting turned off, or all you have to eat is ramen. Why not use it to pay off a bill put it in savings or invest in something.
Eta. Funny example.
So I had a friend who decided she wanted a car. She got her income tax back and brought the car she had to have. I should add, this was her first car and she had just gotten her license a month prior. Anyway, she has the car that she spent her entire return on. What she didn't take into account was insurance, gas, maintenance, etc. She didn't even have the car 90 days. Poor thing.
I'm not rich either. I plan to be one day. Next years return I'm buying a rehab house. This year I'm paying off my student loan. I figure I buy one rehab house a year, by the time I retire, I can live off that income.
These fights are always amusing to me because I'm not poor and I'm not rich...I'm just boring middle class. How come no one ever makes snarky comments about us, huh???