Do I hear a Dave Ramsey reference??? I LOVE HIM!!! <3<3<3
Keep up the good work... slow n steady wins the race :-)
That's exactly what we're doing too! Other than the bills we pay online we take it all out in cash & put it in envelopes. For food, baby, house, & spending!
Im a budgeting nazi lol
I also pay my bills the same day i get paid so I cant overspend.
I also give myself a cash allowance so that works well... once the cash is gone... no more spending!!
We're trying this new budget to keep our spending reigned in. We tried to account for every penny so we know exactly where our money's going. The ONLY good thing about my husband being on salary is its easy to budget!!
I hear ya :-) Im trying hard to cut expenses and drive up my income to boost savings. Good luck!!
Man I would LOVE having most of these women's savings accounts! I can save maybe $50-$100 a month. But we're trying to build it up. We'd really LOVE to buy a house soon!!
Ive found I save better when I am tricking myself lol
And this time I got my kids involved... We made a giant goal poster that has our $1000 goal on it and everytime we deposit money into savings we color it in. They love it and it keeps me accountable because they look for ways to save and contribute too :-)
I do have a savings account but only $24 is in it :-(,I don't have a job but I do get Money for Birthday/Holiday Presents and for other things,me & my kids live with my Mom...Usually I am a HORRIBLE spender and any money that does get saved usually gets spent but this year I am NOT going to be spending I will save any extra Money that I recieve...