My aunt has had an almost continuous AF for three years (she'll bleed for about three weeks, then stop for about a week, then it starts over)- it wasn't as bad the first year but started getting worse last year. Her doc said the only way to fix it is to remove her ovaries. The hospital cost is $29,000, which doesn't include the doctor fees, and numerous hospital fees (tools, anesthesia, etc.). She is now anemic, has very low iron, and faints more often. She has no medical insurance and can't afford any. Her and my uncle filed for bankruptcy last year and are still trying to build their lives back up while also trying to get two kids through college. The hospital told her she would have to make a downpayment before they'd do the surgery, but my aunt can't even afford that upfront cost. They told her to get on Medicaid and let the government pay for it, but my uncle makes "too much money" for her to use that option. Isn't there another option that doesn't require my aunt to slowly bleed to death? I don't understand the ideology behind not helping those who need important medical services.
*ETA* Thank you ladies for all of your ideas. I have passed all of them on to my aunt. I will continue to pester her with these ideas until she realizes that she has to put her health first. I know that some of you think she is "martyring" herself and many of you think she is doing it to herself, but she is one of the kindest people I know, and no matter how many times her kids screw up or her husband thinks of himself before her, she continues to love them and keep their interests ahead of her own. That's probably causing all of her problems, but she doesn't know any other way to be.
That's not what her problem is. Her problem is that she needs the surgery, but they're not willing to work with her extremely limited means. They could lower the downpayment, or something, but instead of helping her they're letting her slowly die.
Just because she can't afford upfront costs is no reason to deny her care.