He is ONLY $500 in arrears! Dang! My XH owes me over $12,000. Child support doesn't go to collections per se that I know of. They DO report it to credit rating agencies. So it will affect his credit rating. He can file bankruptcy if he wants, but child support does not get discharged and the bankruptcy judge will want to know how he can afford a bankruptcy attorney when he apparently can't afford to pay the back $500 in support, if that is his claim. Call your child support worker and let them know what is going on. They will answer your questions and start looking a bit more closely at his financial doings.