Mom to Mom
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I always use my credit card when I shop. I don't like carrying a lot of cash around and we get 2% cash back on all purchases which is nice. We pay the bill in full @ the end of the month anyway, my DH is a CPA and financial advisor so no chance of getting into any trouble!
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For Christmas or in general? Either way, no. We Christmas shop with my husband's bonus check, and our regular shopping with our debit card.
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Quoting SlapItHigh:
Yes. We use a cashback rewards card and charge almost everything (anything we can) on it. Then we pay it off in full each month. This way, we never pay a dime in interest and we make thousands of dollars on the cashback money.
That's exactly what i'm talking about!