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Janet
Are you shopping with a credit card?
by Janet
November 12, 2012 at 11:01 AM

 

Replies

  • shadow_lark
    November 12, 2012 at 12:26 PM
    I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.
  • Janet
    by Janet
    November 12, 2012 at 12:31 PM

     You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

    Quoting shadow_lark:

    I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

     

  • shadow_lark
    November 12, 2012 at 12:37 PM

     i hate to say it, but there is more than a tiny balance on my card right now :/

    Quoting Janet:

     You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

    Quoting shadow_lark:

    I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

     

     

  • Janet
    by Janet
    November 12, 2012 at 1:50 PM

     Look on the bright side. You are building credit. :)

    Quoting shadow_lark:

     i hate to say it, but there is more than a tiny balance on my card right now :/

    Quoting Janet:

     You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

    Quoting shadow_lark:

    I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

     

     

     

  • la_bella_vita
    November 12, 2012 at 1:51 PM

     No

  • heavensdaughter
    November 12, 2012 at 2:04 PM

     We don't use credit cards.  I have zero faith in my or my husband's ability to use the responsibly.  I'd prefer to only be able to spend the money we already have

  • shadow_lark
    November 12, 2012 at 3:26 PM

     Yes....I just wish I was better at telling dh no.  it's his damn truck that put my card to its limit.

    Quoting Janet:

     Look on the bright side. You are building credit. :)

    Quoting shadow_lark:

     i hate to say it, but there is more than a tiny balance on my card right now :/

    Quoting Janet:

     You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

    Quoting shadow_lark:

    I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

     

     

     

     

  • Kris_PBG
    November 12, 2012 at 3:28 PM
    I buy everything on credit card - and then pay it all off, in full, every month.
  • Kris_PBG
    November 12, 2012 at 3:28 PM
    Quoting Janet:




    No you do not - that is a myth.
  • superwoman8977
    November 12, 2012 at 7:09 PM

    yep we put everything on the card and then pay in full each month.  We have earned 2 vacations doing this :)

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