Are you shopping with a credit card?

[Janet]

 

[shadow_lark]

I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

[Janet]

 You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

Quoting shadow_lark:

I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

 

[shadow_lark]

 i hate to say it, but there is more than a tiny balance on my card right now :/

Quoting Janet:

 You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

Quoting shadow_lark:

I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

 

 

[Janet]

 Look on the bright side. You are building credit. :)

Quoting shadow_lark:

 i hate to say it, but there is more than a tiny balance on my card right now :/

Quoting Janet:

 You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

Quoting shadow_lark:

I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

 

 

 

[la_bella_vita]

 No

[heavensdaughter]

 We don't use credit cards.  I have zero faith in my or my husband's ability to use the responsibly.  I'd prefer to only be able to spend the money we already have

[shadow_lark]

 Yes....I just wish I was better at telling dh no.  it's his damn truck that put my card to its limit.

Quoting Janet:

 Look on the bright side. You are building credit. :)

Quoting shadow_lark:

 i hate to say it, but there is more than a tiny balance on my card right now :/

Quoting Janet:

 You have to leave a balance to build good credit. Maybe you could leave a little tiny balance.

Quoting shadow_lark:

I may put one or two little things on my card. i try to use it every month and then pay it off so that i can build my credit.

 

 

 

 

[Kris_PBG]

I buy everything on credit card - and then pay it all off, in full, every month.

[Kris_PBG]

Quoting Janet:

No you do not - that is a myth.

[superwoman8977]

yep we put everything on the card and then pay in full each month.  We have earned 2 vacations doing this :)