The Family Piggy Bank
Any advice?
Replies
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diligence is key! How bad do you want the savings account? save what ever you can each pay check even if only a few dollars. Start there and build it up slowly each week if you can.
It took a while but we went from savings only 5 -20 a week to now between our savings and the kids we save at least 400-600 a month now. Varies from month to month the amount but its much larger than were we started.
Also get debt free! Pay off bills and you will save a ton!
Read Total Money Make Over by dave ramsey it changed our life for the better in so many ways!
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Have savings taken straight out of you paycheck. Use a different bank then you normally do, and dont get an ATM card with it. This has helped us.
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I would go to your local branch on where you are planning to start a savings accout and let them know what you are looking to do with it. They can be very helpful in planning and saving.
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i couldnt have put it any better than this ! :)
Quoting suziejax:
diligence is key! How bad do you want the savings account? save what ever you can each pay check even if only a few dollars. Start there and build it up slowly each week if you can.
It took a while but we went from savings only 5 -20 a week to now between our savings and the kids we save at least 400-600 a month now. Varies from month to month the amount but its much larger than were we started.
Also get debt free! Pay off bills and you will save a ton!
Read Total Money Make Over by dave ramsey it changed our life for the better in so many ways!
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I was thinking the same thing.
Quoting Stevensmomma:
i couldnt have put it any better than this ! :)
Quoting suziejax:
diligence is key! How bad do you want the savings account? save what ever you can each pay check even if only a few dollars. Start there and build it up slowly each week if you can.
It took a while but we went from savings only 5 -20 a week to now between our savings and the kids we save at least 400-600 a month now. Varies from month to month the amount but its much larger than were we started.
Also get debt free! Pay off bills and you will save a ton!
Read Total Money Make Over by dave ramsey it changed our life for the better in so many ways!
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same here..
Quoting sarah.xo:
I was thinking the same thing.
Quoting Stevensmomma:
i couldnt have put it any better than this ! :)
Quoting suziejax:
diligence is key! How bad do you want the savings account? save what ever you can each pay check even if only a few dollars. Start there and build it up slowly each week if you can.
It took a while but we went from savings only 5 -20 a week to now between our savings and the kids we save at least 400-600 a month now. Varies from month to month the amount but its much larger than were we started.
Also get debt free! Pay off bills and you will save a ton!
Read Total Money Make Over by dave ramsey it changed our life for the better in so many ways!
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one thing i do besides putting money in a savings account is save all my change from breaking bills and toss it into my purse each time i do it. at the end of the week i empty all the change i have in my purse into a jar and save it there when the jar is full i take it to the bank OR sometimes i we really really need something for our home i will use it for that. the last time i turn in my change i had approx 425.00 after saving it for a little less that a year.
OH and Dave Ramsey is a MUST READ, it helped me see the craziness in the credit cards and now we have one with a very low limit the rest of ours are paid off and we had over 15,000 in CC debt, it felt like a huge stress relief to me to finally get rid of it.