The Family Piggy Bank
Save a little more this year by cutting out things you don't need now! Make your coffee at home, bring your own lunch, skip name brands and add it all to a holiday slush fund.
How much do you spend on coffee and lunches each week? How much can you save if you stop buying a few of these "treats" for the next three months?
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I always make my coffee at home and work. I bring my own lunch as well. It doesn't help that I work at a secure mill, and we're not allowed to leave for lunch. We're trying to quit smoking and we're down to less than half a pack a day, so that is our major cut back. I'm looking into what we spend to see what else we can cut back on, but there really isn't anything that we treat ourselves too.