The Family Piggy Bank
Save a little more this year by cutting out things you don't need now! Make your coffee at home, bring your own lunch, skip name brands and add it all to a holiday slush fund.
How much do you spend on coffee and lunches each week? How much can you save if you stop buying a few of these "treats" for the next three months?
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Replies
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I do not buy coffees thankfully
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I fill my travel mug before leaving the house. But I also don't pass up a Tim Hortons either. Good thing there isnt one in my town. I'd say I average about 2 cups of coffee a month that isn't from home.
The only things I can cut if I had to start cutting expenses would be Dish network, switch our phones to prepaid and cancel our internet. -
We've done all of those things for YEARS, so there won't be any savings there.
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We don't eat out or buy coffee anywhere. We eat at home and make our coffee at home every day.
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Now this won't help me for I'm actually very good, we don't eat fast food at all.. it's not good for you "and yes up til nearly 6 months ago I did eat it" I've seen first hand how the products will NOT break down so that crap is no longer in our budget or diet.. and I hate coffee, I can drink a french vanilla cap. but that's sooo rare "seriously like 1 a year" so it doesn't count lol...
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I am home and don't eat out often
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I work part time, and I admit that on days i work I do eat out lunch. I always feel like it is my treat for working on those days :(, and I always forget to bring something with me. I need to work on this big time. I make most of my coffee at home, but every once and while buy some out.
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I spend $0 a week on those things. I don't drink coffee and I'm a SAHM, so we have lunch at home. :). Can't cut back there, but we do budget for Christmas all year long. -
I don't spend on lunches at all because I bring a lunch from home. I might spend once a month for lunch if that. As far as coffee I say I spend under $10 a week depending on if I go to Caribou or to Holiday and get their .99 cents coffee. I do Caribou on 1 time a week on payday weeks, so I guess I really spend more like $13 a in 2 weeks on coffee, so I could cut back there.
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i pack lunched and drinks for hubby and my son is in vpk for half a day so he eats here with me. We used to spend way too much on eating out for lunch but now we don't.