The Lounge
I got laid off last year from Liberty Mutual. I was making about 45k a year. I was approved for unemployment a measley $275 per week! That was the maximum! I have been working for all these years and that is all I got! Then they had the nerve to hold back a week. With all the experience I have I still wasn't getting all the calls I exspected. About six months later they decided to randomly review my claim, I went without pay for 5 weeks! That made me never soley depend on money from jobs, or the state! These days you have to have a back up plan.
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I just lost mine last week so to speak. I do in home childcare and my only kiddo moved far away. Luckily we dont depend on my income so its not life/death but it does make.me nervous bc I value being able to contribute to my family.
And YES unemployment sucks donkey nuts. Avoid like the plague if possible!! -
Being a single mom my answer shoud be PANIC. I have no saving and live week to week making about 32 k a year. But to be hinest I would be a little happy. I am going to school part time and finding it hard to complete with a full time job and three kids. I would go back to school FULL time I have already looked into what I could get to go to school and would be able to cover the CC I go to plus my bills. :)
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Yes, you should ALWAYS have a back up plan. Scary, isn't it? I'm a SAHM. If something happened, I couldn't even apply for unemployment. I'd just plain be S.O.L. They say you should have AT LEAST 6 months worth of wages saved up for an emergency. We don't have that. We live hand to mouth, paycheck to paycheck. I'm currently pretty well broke until next Friday. Not this Friday, the one 10 days from now.