Have you ever been stationed in one of those places where the cost of living just just doesn't meet the local market? I am in one right now! It is so frustrating. I feel like we can't ever get ahead right now.
Hawaii was the same way. And it was a long wait list for housing as well. We just moved to MD though and were able to find a home $615 under our bah. good luck. we lost a lot of $$$ while living in hawaii waiting for a house to open up on base. beautiful place to be, but I am glad to be in a place where we can finally pocket something.